• Increasing Mortgage Rates and Their Effect on Housing Market,Tom Ciccarone

    Increasing Mortgage Rates and Their Effect on Housing Market

    Check out the article below to learn house the recent rise in mortgage rates are starting to affect the market.  Link to Article I mention this often to prospective buyers, sellers, friends & family - a 1% rise in mortgage rate equates to roughly 9% less buying power. Rates as January 1, 2022 hovere

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  • Why Your Down Payment Matters!!,Tom Ciccarone

    Why Your Down Payment Matters!!

    With multiple offers commonplace, your down payment matters more than ever. Why? Here's a few reasons.  Financial strength - greater down payment portrays a stronger financial position. Less reliance on a mortgage. If your income dips or a slight financial change occurs with you or a family member,

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